I know by the title of this blog you may think it is something serious...it isn't...just being silly. Recently Josh and I have been really sticking to our budget and for the first time in our 8 year marriage we are taking a set amount of money out twice a month for just each of us to spend on whatever we may want. We each get $25 a paycheck (so $50 a month) to buy something for ourselves. That means if we want to go out to lunch with a friend, buy Starbucks (I get hot chocolate from there...Josh gets coffee), buy a book, music, clothes...whatever we want to buy for us. I know Josh started this because I have a HARD time buying stuff for myself. I never want to spend money on me. Last paycheck with some of the money I bought a long shirt from Target that I have had my eye on for a while...it was originally $19.99, but I got it for $4.98!!! (I never pay full price for anything). I used the rest of it to go to Chick-Fil-A with a friend and bought myself a hot chocolate from Starbucks. I don't know why it is so hard for me to spend money on myself, but I am grateful to Josh for starting this for us. When we talked about "our personal cash" last pay period, we both admitted that it is so much harder to spend cash then it is to just swipe our debit card. Now at the start of a pay period we take out the allotted amount of cash for haircuts, our spending money and entertainment (eating out/movies (which we rarely ever see a movie n the theater...way too expensive/ice cream). It is really a good habit to get into!! When the cash is gone...it's gone!
Tuesday, November 1, 2011
Confession
I know by the title of this blog you may think it is something serious...it isn't...just being silly. Recently Josh and I have been really sticking to our budget and for the first time in our 8 year marriage we are taking a set amount of money out twice a month for just each of us to spend on whatever we may want. We each get $25 a paycheck (so $50 a month) to buy something for ourselves. That means if we want to go out to lunch with a friend, buy Starbucks (I get hot chocolate from there...Josh gets coffee), buy a book, music, clothes...whatever we want to buy for us. I know Josh started this because I have a HARD time buying stuff for myself. I never want to spend money on me. Last paycheck with some of the money I bought a long shirt from Target that I have had my eye on for a while...it was originally $19.99, but I got it for $4.98!!! (I never pay full price for anything). I used the rest of it to go to Chick-Fil-A with a friend and bought myself a hot chocolate from Starbucks. I don't know why it is so hard for me to spend money on myself, but I am grateful to Josh for starting this for us. When we talked about "our personal cash" last pay period, we both admitted that it is so much harder to spend cash then it is to just swipe our debit card. Now at the start of a pay period we take out the allotted amount of cash for haircuts, our spending money and entertainment (eating out/movies (which we rarely ever see a movie n the theater...way too expensive/ice cream). It is really a good habit to get into!! When the cash is gone...it's gone!
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